What is warming up period in Insurance?

When does the health insurance policy you purchased get active?

Warming Up Period:
Health Insurance provides reimbursement of expense incurred due to hospitalization. Hospitalization due to accident is covered from the day policy is underwritten (Reader please note that mere acceptance of check or even clearance of check from your account does not mean that Health Insurance has commenced. In case Health Check up is required – specially those who are above age 45, policy is underwritten only after receipt of the medical reports) Warming Up period refers to waiting period before Insurance Company will entertain any claim for hospitalization due to illness. Normally it is 90 days – thereby meaning that hospitalization due to illness will be covered after 90 days of commencement of policy. Only Max Bupa presently offers waiting period of zero days.

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