Is Maternity covered under health insurance policy?
Maternity Charges
Most of the Health Insurance do not cover maternity charges. Presently there are two companies namely Max Bupa and Apollo Munich in Exclusive & Premium plan allows reimbursement of (or cashless) maternity expense. The waiting period is 2 years in case of Max Bupa and 4 years in case of Apollo Munich.
Very recently Star Health has launched Wedding Gift where in maternity expense are allowed. While Max Bupa & Apollo allows admissibility of claim for two deliveries, Star allows only one delivery. Further it is important to note that in case couple already has 2 children, couple is not eligible for maternity expense.
Further there is submit for normal & caesarean delivery. Please refer to company product brochure for details
[…] What are the details on Maternity Coverage? […]