Lot of people confuse between health insurance and mediclaim and when the need arises, are shocked when their claims are not entertained or have a difficult time to figure out what to do when there is a requirement. While mediclaim is a form of health insurance, it is not enough with mediclaim alone […]
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Health Insurance Company decline Health Insurance to people having from certain ailments/ illness / disease. Given below are list of illness / disease where Health Insurance is normally declined by Health Insurance company. Some of the Insurance companies have now launched specific plan wherein they cover people suffering from some of these illness with waiting […] What are other charges and factors for a health insurance policy? Organ Donor Expenses In case of organ failure (especially kidney failure), transplantation of the organ become necessary. In such cases, a person of the family donates the organ to save the life. In such case two persons are hospitalised and […] Hospital Room Eligibility in a health insurance policy Hospital Room Eligibility As mentioned some of the insurance company specify Room Rent Limit of 1% to 2% of SI. Depending of plan chosen, Insurance Companies specify eligibility single room or shared room. Many a times, other charges like Consultation charges, Nursing charges […] What is the status of health insurance portability? PORTABILITY Nearly all of us are aware about Portability – thanks to Mobile number portability. Similar to mobile portability, IRDA has asked all Private Insurance Company to introduce Health Insurance Portability w.e.f 1 Jul 2011. Presently only Apollo Munich allows portability of Health […] |
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