Health Insurance Company decline Health Insurance to people having from certain ailments/ illness / disease. Given below are list of illness / disease where Health Insurance is normally declined by Health Insurance company. Some of the Insurance companies have now launched specific plan wherein they cover people suffering from some of these illness with waiting […]
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If you are one of those busy bees who is too happy to sign the cheque and also sign the form, a word of advice from us, read the document carefully once your application has been accepted and sent to you for your records. There are chances that someone made an error in […] What are other charges and factors for a health insurance policy? Organ Donor Expenses In case of organ failure (especially kidney failure), transplantation of the organ become necessary. In such cases, a person of the family donates the organ to save the life. In such case two persons are hospitalised and […] Hospital Room Eligibility in a health insurance policy Hospital Room Eligibility As mentioned some of the insurance company specify Room Rent Limit of 1% to 2% of SI. Depending of plan chosen, Insurance Companies specify eligibility single room or shared room. Many a times, other charges like Consultation charges, Nursing charges […] Health Insurance Policy with Pre-Existing Diseases PRE-EXISTING DISEASES (PED) All the insurance companies provide for coverage for PED after 4th continuous claim free years with same company without break. But no company (except Max Bupa) is ready to cover a person with a history of Bypass operation & Diabetes. Further most […] |
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