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Health Insurance Policy with Pre-Existing Diseases PRE-EXISTING DISEASES (PED) All the insurance companies provide for coverage for PED after 4th continuous claim free years with same company without break. But no company (except Max Bupa) is ready to cover a person with a history of Bypass operation & Diabetes. Further most […] What is the status of health insurance portability? PORTABILITY Nearly all of us are aware about Portability – thanks to Mobile number portability. Similar to mobile portability, IRDA has asked all Private Insurance Company to introduce Health Insurance Portability w.e.f 1 Jul 2011. Presently only Apollo Munich allows portability of Health […] Is Maternity covered under health insurance policy? Maternity Charges Most of the Health Insurance do not cover maternity charges. Presently there are two companies namely Max Bupa and Apollo Munich in Exclusive & Premium plan allows reimbursement of (or cashless) maternity expense. The waiting period is 2 years in case of […] Know about cashless facility for health insurance policy CASHLESS FACILITY: This is the most important criterion since it gives mental peace that insured does not need to have cash in bank for getting treatment done. Many of the insurance company have Third Party Arrangement (TPA) which on behalf of the Insurance […] What is the maximum age of entry for health insurance policy? Maximum Age of Entry Maximum age of Entry means till what age Insurance Company are willing to underwrite Health Insurance. Most of the Insurance Company specify Age 60 as Maximum Age of Entry – thereby meaning any person who […] |
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